It’s hard to forget the record-setting hurricane season we had in 2017. Though we hope such a severe hurricane season won’t happen again this year, it can serve as a reminder that the weather isn’t something we can control or predict. Your travel plans could be disrupted by a storm, and that’s why travel insurance is a good idea for any travel plans, especially during the summer months.
When is hurricane season?
Hurricane season lasts from June 1 through November 30. The most active part of the season is typically August to October because of warmer temperatures and increased moisture.
How can travel insurance help?
Certain plans include coverage when your trip is affected by a hurricane.
Bad weather alone is not a covered reason. But if you purchase a plan with Cancel for Any Reason (CFAR)*, you could get coverage to cancel for undesirable weather, or any reason. Here are some other ways travel insurance could help:
- When a hurricane warning is issued by the NOAA National Hurricane Center you may be eligible for cancellation coverage.
- If you’re already on your trip you may be able to get reimbursed for expenses incurred while trying to get back home.
- When you’re delayed due to a hurricane, you can be reimbursed for necessary expenses like meals and a hotel room while you wait.
- Hopefully you’ll stay safe from the storm, but travel protection does include medical coverage in the event you need it.
- Each plan includes non-insurance assistance services, provided by OnCall International, which range from emergency assistance to translation services.
Refer to the Plan Documents for a complete description of coverage.
How can I prepare for a hurricane if I’m stuck at my destination?
Hotel staff in hurricane-prone areas are usually prepared to help you. However, you may not be staying in a hotel – and if you are it’s still a good idea to have a plan.
- If you have a car with you, fill up the gas tank.
- Stock up on some food and bottled water.
- Try to get more cash if you don’t already have some. It’s possible the power could go out leaving you unable to use your credit card.
- Once you’re getting settled at your accommodations, charge all of your electronic devices. As a Travel Insured plan holder, you can receive alerts for your destination alerts with our app so be sure to download it (available on the App Store and Google Play).
To learn more about travel protection or to purchase a plan, contact your travel agent or visit www.travelinsured.com.
*Cancel for Any Reason (CFAR) is not available to residents of New York State.
This blog post contains highlights of the plans. The plans contain insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016. The plans also contain non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Insurance benefits are subject to exclusions and limitations, including a pre-existing conditions exclusion. Louisiana residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.