At the last minute, a trip you planned months ahead of time can be delayed due to some unforeseen circumstances such as inclement weather, an accident, or losing some of your most important personal belongings. Avoiding these mishaps is sometimes impossible, but that doesn’t mean you have to be stuck in an airport and miserable with no place to go and nothing to eat. Being delayed is not only stressful, but can also be expensive when you are thrown off track and often have to make arrangements you wouldn’t have otherwise had to such as meals, accommodations and alternative transportation costs. Luckily, trip delay travel coverage can save the day and provide the opportunity to be reimbursed up to a certain percentage of unexpected costs you end up paying for when your trip has been delayed.

Trip Delay and Missed Connection/Itinerary Change are included in our Worldwide Trip Protector plans as a benefit separate from Trip/Flight Cancellation and Trip Interruption. (Missed Connection/Itinerary Change is not included in our Trip Protector Lite plan.)

What Trip Delay Covers

Trip Delay coverage starts on your departure date and covers you against expenses due to minimum delays, to or from your destination, of 6 or 12 hours depending upon your travel insurance plan.

Expenses can include:

  • accommodations
  • meals
  • transportation to rejoin your cruise or tour
  • non-refundable pre-payments for the part of your cruise or tour you missed due to the delay

There are limits per day on covered expenses specified in each plan.

Covered Reasons for Trip Delay

  • a flight cancellation or delay
  • a delay caused by a car accident en route to your departure, whether or not your vehicle is directly involved
  • a strike, a hijacking or natural disaster
  • losing money, a passport or valuables while traveling

Every trip can’t be perfect, so make sure you never need to worry about the hassle of a trip being delayed again!