Traveling doesn’t usually come with bad connotations. We dream of warm sandy beaches, sun shining, adventure at every turn and time to get away from the hustle and bustle of our daily lives. Sometimes, though, the unexpected does happen, and we experience travel emergencies. Quite frankly, it can be very stressful to have this happen to you while you’re away. But, there are things we can do to alleviate some of that stress.

The best way to handle these issues is to be well prepared in advance. Though we might not have all of the resources we need in the event of an emergency, being well prepared with how to handle emergencies is just as important. Pack items that might help you in an emergency like a travel first-aid kit. Prepare documents you’ll need during travel and make sure you have copies.

Travel protection can be a resource that helps to safeguard your trip. It offers assistance with unexpected costs associated with unexpected emergencies. One key feature to travel protection is the lifetime of the product; protection applies to travelers both before and during a trip. This is essential because the unexpected can happen at any time.

Consider travel protection before each trip you take. Whether you’re traveling by train, plane, or automobile, travel protection is the one item that you won’t want to forget to pack. Keep this checklist we’ve created to help guide you should you find yourself in a crunch.

Before the Trip:

Think about information you’d want with you while you’re away

  • Create a list of emergency contacts in your phone. Print this and consider giving it to a trusted loved one at home. Include family members, emergency service information for your destination (and route), etc.
  • Make an organized collection of reservations and itinerary confirmation documentation. Be sure you have multiple copies throughout your baggage should something go missing. Consider both electronic versions and paper versions.
  • If you’re traveling internationally consider registering your trip with the US State Department’s STEP Program. It can provide great assistance in the event of an emergency by issuing passports, helping your family/friends locate you, natural disasters and more.
  • Pack carefully and methodically to make sure you haven’t forgotten anything. Try making a packing checklist before packing so you can easily mark each item off once it’s added to the bag. If you have extra room, think about bringing a few extra items as back up that you know you might need – medication, clothes, toiletries, etc.
  • Gather and read your travel protection plan documentation. Having a good knowledge of the plan that you have can provide clarity if the unexpected happens. It will provide an explanation of what is and is not covered. You will also find emergency contact information. If you haven’t already, add this information to your emergency contact list we mentioned before.

During the Trip:

  • The biggest way you can help yourself through a travel emergency is by staying calm, cool, and collected…and focused. Panic during stressful times will only hinder your ability to resolve the situation quickly and effectively.
  • Using your emergency contact list determine if you have the information to contact someone that will be able to help you in the situation you’re experiencing. If you don’t have that information, determine what you need to know and how you plan on figuring it out.
  • Reach out to local emergency services if you need immediate assistance. We can handle some situations on our own, but other times its best to get help quickly and from professionals. Think about the emergency at hand and determine which route you should take.
  • Remember the 24/7 worldwide non-insurance assistance services that are included in your travel protection plan. Some of the services that are offered include hospital admission guarantee, emergency medical evacuation, emergency cash, non-medical emergency evacuation and passport/visa information. This information can be found in your travel protection document or on
  • Prepare what you’ll need when you go home before you leave.
    • Remember to keep all receipts. They will serve as proof of the unexpected expense you incurred during your travel emergency.
    • In cases where you have a traffic accident or theft incident, be sure to file a police report. For certain circumstances, you must acquire a police report to be eligible for benefits such as Trip Cancellation, Trip Interruption, and Travel Delay.
    • Acquire proof of delays and/or cancellations from your common carrier. These documents are necessary to help with your eligibility for certain benefits such as Trip Cancellation, Trip Delay and Baggage Delay. Common carriers include airlines, cruises, and trains.

Even when the unexpected does occur, it doesn’t take away our love for travel. Preparing for your trip is crucial for having an enjoyable and relaxing time. Consider the checklist we’ve laid out the next time you travel. There may be a few things on there that you didn’t already have on your list. Visit our website or talk to your travel advisor today to learn more about the ways that travel protection can help you. Safe travels!

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