Over the past couple months, winter storms have already disrupted thousands of flights all across the country ruining thousands of individuals travel plans. While you can’t control the weather, you can help control whether or not your travel investments are covered with a travel insurance policy before you go. The only way to truly provide protection for yourself and your travel companions during this time of year is to plan ahead. We wanted to answer some of the most frequently asked questions when it comes to traveling and winter storms.
If the airport I am flying out of is closed due to weather, can I be reimbursed for my delayed travel plans?
Travel delay coverage is one of the most popular types of protection because delays are extremely common. Trip Delay coverage starts on your departure date and covers you against expenses due to minimum delays, to or from your destination, of 6 or 12 hours depending upon your travel insurance plan. Expenses can include accommodations, meals, transportation to rejoin your cruise or tour, and non-refundable pre-payments for the part of your trip you missed due to the delay.
What happens if my trip gets cancelled completely because of a snow storm?
Trip cancellation travel protection is designed to help reimburse prepaid nonrefundable trip costs when you are forced to cancel your trip. It applies after you purchase your policy but before departure. It can cover costs including, prepaid, nonrefundable trip costs, cancellation penalties, your prepaid trip costs if your travel companion cancels for a covered reason, and the higher per-person trip costs for you if your travel companion cancels for a covered reason
What if my trip gets interrupted and I am forced to end my plans early?
Trip Interruption is similar to cancellation coverage but instead helps to covers costs after departure. The same reasons are covered for both Trip Cancellation and Trip interruption.
Can I get reimbursed if I want to cancel my trip because the news says a storm is coming?
Only if you purchase a Cancel for Any Reason Plan will you be qualified to receive up to 75% of your trip cost if you decide to cancel. One of the most common mistakes an individual can make while attempting to protect themselves as well as their travel investments during winter is not purchasing a plan until they are aware of an upcoming storm. Waiting to purchase an insurance policy after hearing of a storm will not provide you with the coverage you need. We advise you to invest in a plan when you make your first deposit towards your trip!